DIGITAL TRANSFORMATION PROCESSES IN COMMERCIAL BANKS AND THEIR IMPACT ON FINANCIAL STABILITY (BASED ON THE EXPERIENCE OF UZBEKISTAN)
Keywords:
digital banking services, commercial banks, financial stability, fintech, profitability, credit portfolioAbstract
The article analyzes digital transformation processes in Uzbekistan's commercial banks and their impact
on financial stability indicators. The study examines the relationship between the expansion of digital banking
services and indicators such as asset profitability, liquidity, and credit portfolio quality. The findings reveal a positive
correlation between digitalization and the financial soundness of banks.
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