Formation of capital structure and risks of ensuring the stability of the resource base of commercial banks

Authors

Keywords:

core capital, additional paid-in capital, retained earnings, share premium, common stock, non-cumulative perpetual preferred stock, equity tier 1, equity tier 2, capital conservation buffer, countercyclical capital buffer, transformation risk, deficit ratio, deposit risk, climate risk, risk management, stress test

Abstract

This article examines international requirements and recommendations for ensuring the sustainability of
commercial banks' resource bases, as presented by international organizations and experts. A system of indicators
characterizing the sustainability of commercial banks' resource bases from a risk perspective has been developed.
Recommendations are given for the inclusion of climate risks in the risk management and stress testing system as
indicators of the financial stability of banks when assessing the sustainability of the resource base of banks.

Published

2026-04-18

How to Cite

Rakhmanov, I. . K. (2026). Formation of capital structure and risks of ensuring the stability of the resource base of commercial banks. THE INNOVATION ECONOMY, 2(01). Retrieved from https://ojs.qmii.uz/index.php/ej/article/view/1193

Issue

Vol. 2 No. 01 (2026): The innovation economy

Section

MOLIYA, KREDIT VA INVESTITSIYA